Being a Realtor in today’s market we are seeing alot of desperate home owners trying to sell fast.

Alot of so called investors are out there taking advantage of this situation.  Smart homeowners really

need to take advantage of this situation instead of thinking negative. Foreclosure homes are alot of times in

desparate need of repair and alot of buyers are wanting to have “move in ready “homes.  If your home is

in good showing condition and is priced right, it will sell.  If you have alot of stuff put it in storage. Your home

will show better.  If it has not had showings quickly lower the price. Choose a Realtor that is an expert in marketing

and in condo sales.  Thanks Wanda. www.wesellyourhousefast.com

Source of information: First Multiple Listing Service

For the latest in real estate news call Lacey 770-324-0113, Wanda 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext 14 or 20.

www.searchnicehomes.com or www.wesellyourhousefast.com

Home Sales are on the rise. We have put together a report on June 2008 sales in Bartow county. Take a look:

http://fmlslistings.marketlinx.com/SearchDetail/Scripts/Cma/Custom/BuyerCma.asp?emailGUID=44c735fc-faf4-4d56-bf1d-73ff80f84a0f&AgentId=SHANKSL

For more up-to-date real estate information visit www.searchnicehomes.com or Call Lacey 770-324-0113, Wanda 770-324-0114 Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20

The 1902 Stock Exchange and Maggie Mae;s Cafe-Tearoom just announced that they will be serving dinner on Friday night’s  starting this week (July 18, 2008) from 5:00 pm to 9:00 pm.

Entrees include: steak, seafood, chicken, in addition to their regular menu. Dinner music will be privided on some evenings. For reservations call 770-773-1902

Here is a link to more info on this great downtown historical Adairsville site: http://georgiahighcountry.org/1902stockexchange.html

For further information on local events, news, or real estate tips call Lacey 770-324-0113, Wanda 770-324-0114 Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20

www.searchnicehomes.com

Babes Bayou will perform in Logtown behind downtown Adairsville on Friday August 8, 2008 from 7:00 pm - 9:00 pm

We attended another free concert hosted by Adairsville Downtown Development Commitee a couple weeks ago and had an awesome time. The Lion’s Club has a concession stand open for business and the concert is absolutely free. Enjoy the music and cut a rug on the dance floor. Bleacher seating available or bring your own chair or blanket. Here is a recent article printed in the Cartersville Daily Tribune: http://www.daily-tribune.com/index.cfm?event=news.view&id=FB5B93D8-19B9-E2E2-67876BCA7D053911

Bring the whole Family! Rain NO PROBELM! In case of rain they will move the concert indooors.  For directions call Lacey 770-324-0113 or Wanda 770-324-0114

www.searchnicehomes.com

You will often find us here on the 4th Satuday of each month. If you are a fan of classic cars then you will enjoy this festive classic car show in Cartersville. The next cruise-in date is scheduled for Saturday, July 26, 2008. Here is some more details: http://www.notatlanta.org/eventcal/762

 For direction call Lacey 770-324-0113 or Wanda 770-324-0114

www.searchnicehomes.com

Yes, that’s right! Free movie under the stars in front of the 45 foot, big screen.

We did this last summer and it was a blast. Lots of families turned out. You can bring your blanket and chairs and a picnic if you want or purchase food while your there.

This movie is on Saturday, August 9, 2008 the gates open at 5pm, but the movie starts at dusk/dark. The featured movie is for the whole family: Dr. Seuss

Here is link to the flyer: http://www.gordoncounty.org/Portals/0/pdf/Board%20of%20Commissioners/HortonHearsAWho.pdf

 Plan to attend:

It will be at the Sonoraville Recreation center, just outside of Calhoun headed toward Fairmount.  For further directions or details call Lacey 770-324-0113 or Wanda 770-324-0114

 www.searchnicehomes.com

 We hear this nearly everyday. Most Realtors are even proclaiming: “It’s a buyer’s market!” But what are the facts? What is our opinion of the market?

Facts:

Currently in the North Georgia area there are a lot of homes for sale. Many though are in need of major repair and most buyer’s are looking for show-stoppers. Many homes are cluttered with personal items, I guess these sellers aren’t watching much TLC or HGTV because buyers can’t picture themselves in all of the confusion. Many sellers feel their house are lined with gold, when in fact they need to compete with their local competition and get their house priced right!

So are all homes in need of repair, cluttered, and overpriced? NO WAY! And these are the ones that are flying off the shelves and yes I mean flying! Recently we are showing homes in Adairsville and Calhoun and we put offers on 4 different house, yes 4 good offers, and another buyer beat us out of all 4 of them. So you tell me is it a buyer’s market or a seller’s?

We have been working several buyers over the past several weeks. 2 of them are looking for a home with land with specific requirements. We have yet to find them what they are looking for, why? Many seller’s have heard it’s a buyers market and have removed their property from the market or not put their property on the market at all. Buyer’s Market or a Seller’s?

Our opinion on the question: “Is it a buyer’s market or a seller’s?” is this: It’s both! Buyer’s are looking at alot more homes and in general taking more time to decide, but they are buying and most buyer’s today know what they want and plan on getting it. They are also using the internet with national sites like www.realtor.com , www.coldwellbanker.com , and local sites like: www.searchnicehomes.com , just to mention a few. This is a perfect time to get your home in shape, talk to your local Realtor about Market Values and expectations of your home selling.

Few Reminder tips to Selling:

• Declutter
• Make home repairs
• Freshen up interior and exterior
• Do a pretend buyer walk-through
• Ask a Realtor for a Comparative Market Value

Why Buy Now Buyers?

• Interest Rates are low
• Little or No Money down loans
• Large selection of homes.
• Great home prices = great investment
• Over 60% of a persons wealth usually comes from homeownership.

Why Sell Now?

• Buyer’s are shopping and yours may just be the one.
• Opportunity, Don’t miss out.

If you are looking for a home in Georgia check out www.searchnicehomes.com .

Ready to look into selling your home with a Realtor? Then give Wanda and Lacey a call today! Lacey 770-324-0113 or Wanda 770-324-0114 or check them out on the web at: www.wesellyourhousefast.com, Coldwell Banker Kinard Realty 770-877-3393

Serving: Cartersville, Calhoun, Rome and everywhere in Between! Give us a call!

Yes, sales are up. We even have a closing this afternoon on a beautiful home below Cartersville in Euharlee. This is a very nice foreclosure with alot of square footage. The buyers are very excited about their new home and their investment.

We got a contract on 26 Larsens Ridge in Adairsville, Georgia. I hate it if you missed this one. This was a real deal! This was a huge 4-5 bedroom home on a fenced 1 acre lot with tons of upgrades priced at a low $185,900. We are scheduled to close very soon.

So what was the appeal to buy these homes. Well with the first one it was a foreclosure and the buyers were looking for something spacious and with the right price and this house had it all. With the second house price was of course a factor, it was a bargain. In addition it was in the school district the buyer wanted to be in and the owner included ALL the appliances making this a very attractive purchase. The house was also move-in ready and not in need of anything much to move-in right away.

If you are looking to buy a home visit us at www.searchnicehomes.com or if your looking to sell you visit www.wesellyourhousefast.com. Lacey Shanks and Wanda Bline can assist you with all your real estate needs. They were awarded Top Selling Agents for 2007. Lacey 770-324-0113, Wanda 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20

Your Opinion matters to us.

Here is the Poll: http://snappoll.com/poll/281360.php

www.searchnicehomes.com

I was reading a recent article reported by the National Association of Realtors (NAR) today and I was astounded, but not surprised by the majority answer to this question: What is the MOST important factor in buying a home. The article comment that in a recent poll taken on this answer that 64% said “price” is the MOST important factor.

Take our Poll: http://snappoll.com/poll/281360.php

I found this relevant to today’s blog because in our area here in North Georgia (Adairsville, Calhoun, Cartersville, Rome, and surrounding areas) some sellers tend to be of the opinion that this factor doesn’t matter if they have a great location, their house is in “mint” condition, they’ve staged it to sell, or they have every upgrade under the sun. The real fact of the matter is buyers want these things too, but if it means paying 20, 30, or 40% more they will go with house with the best price.

The sad thing I find is many sellers really are willing to compete with the house down the street, but their list price is so much higher that most buyers are afraid to make an offer because they are afraid of insulting the seller, their afraid of rejection, or they feel it will be a waste of time and that the lower priced one will go to the next buyer while the seller is reviewing their offer.

Over 62% of expired listings do not sell because they are overpriced, although we feel this number may be much higher. Price your home right the first time and you will see a SOLD sign in your front yard. 

Before listing your home get a Comparative Market Analysis. This is a comparison of your current competition, homes that were on the market, but didn’t sell (Usually because of price being too high), and SOLD’s over the last 1- 6 months. This will allow you to see what fair market value of your home is. Compare these homes to yours. A Realtor can help you come up with the best price that is within market value.

Some Realtors will list your home with whatever price you want. Don’t settle for this, get a Comparative Market Value (CMA). If your Realtor will list your house for whatever price, then his/her marketing plan may be “whatever’ too. Be sure to check out their marketing plan, check out the comparable’s, and check their Resume.

Wanda and Lacey, mother and daughter team, Complete Choice Realtors pride themselves on having one of the best marketing plans available, each plan is customized for your individual home or property. Wanda and Lacey give you the straight facts, they always provide a current Comparative Market Value and help you set a price that will end with results, SOLD. Lacey Shanks & Wanda Bline have a proven track record. They were awarded Top Selling Agents of 2007. Lacey 770-324-0113, 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20  www.wesellyourhousefast.comor www.searchnicehomes.com

That’s right! 35 East Railroad went under contract not long after we listed it. This 6 bedroom victorian mansion in Kingston, Georgia located between Cartersville and Adairsville, North of Atlanta and South of Chattanooga, Tennessee has finally closed. The proud new owner is very happy with her new historical treasure and place to call home sweet home.

If you are looking for historical homes visit us at www.searchnicehomes.com

If you are looking to sell an historcial property we are experts in this field of real estate and would love to assist you by calling Lacey 770-324-0113, Wanda 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20, www.wesellyourhousefast.com

We service: Adairsville, Cartersville, Cassville, Calhoun, White, Sonoraville, Ranger, Rydal, Fairmount, Acworth, Sugar Valley, Rome, Plainville, Cedarown, Lindal, Waleska, and surrounding areas including but not limited to Bartow, Gordon, and Floyd County.

 by Xylene

Is it possible to get freebies online? But first, where can you get freebies online? How can you get freebies and free products online anyway? Well, I can show you where and how… just read on.

Everything you buy these days is expensive, so it would be really great to get freebies and save money from it. You can actually do just that online. There are many websites and programs all over the internet that give away freebies, discount coupons and free product samples. All you must do is search them out online. Do a simple search for a certain product you want to get a discount with. If you have a favorite company, subscribe to their newsletters. As a regular customer, you will be informed every time there is a new promotion going on with the company.

You can also seek out freebies and coupons at business establishments in your local area. As you know, large companies give away free products most of the time, because it is a promotion tactic for them to get new customers.

There are also some programs which offer memberships for a certain monthly or yearly fee, and you will get access to freebies available in the members area. As a member, you gain the benefit of being among the first people to get these free products. All you do is check out available offers as often as you can, so you do not miss any good freebies, and then kick yourself when you miss one.

There are too many freebies that you can get online. The categories range from travel to shopping to food and drinks and just about everything that you can think of. You can get: Free Product Samples, Free DVDs, Free Magazines, Free Flights, Free Jewelries, Free Digital Cameras, Free Cellphones and Accessories, Free Laptop and so many more.

Those are just examples of the things you can get for free, there are still a lot more. Just do your own research if you are diligent. However, if you do not have the time and patience to do so, just join some freebies websites and become a member.

About the Author

Do you know that you can also Make Money with Freebies easily? For more details on how to become a member, just click here and this is an international program. Anyone can join. Enjoy the freebies! http://all4free.makemoneywithfreebies.com

Lacey and Wanda just added a FREE STUFF Page to their website, check it out: http://www.searchnicehomes.com/free-stuff.asp and for all your real estate needs visit: www.searchnicehomes.com Coldwell Banker Kinard Realty.

 by Sandy Cosser

One of my most cherished dreams is to one day have a house that I can call my own. I don’t need it to be big and fancy with acres of lavish lawn; just a few rooms and a garden big enough for a dog to run around in will do me fine. The most important thing for me is that, however big or small, that space will be mine, my sanctuary from the world, my haven during times of trouble and a comfort on rainy days. I want to be able to do with it as I see fit. If I want to paint the wall a lurid purple, I want to be free to do so. If I want to knock down some walls and change the layout, I want to be free to do so. I don’t want to be beholden to a landlord with capricious whims who could decide to sell out from under me at a moment’s notice.I don’t have any clear ideas of what I want in a house, although two bathrooms would be nice. I do know that I don’t want to live within the heart of a city. Mock me if you will, but I rather fancy the idea of living in the suburbs. According to Kris Bickell, these vague notions will not stand me in good stead when the time actually comes for me to purchase property. Bickell, a home-buying expert, says that before you buy a home you need to know exactly what you are looking for, and you need to put it in writing. Buying a home is an expensive venture; for many people a home is the most expensive item they will ever buy. Any unwelcome compromises or sacrificing of ideals is likely to make the process even more expensive, not to mention stressful and unhappy.

Bickell suggests that before you begin house-hunting, write up a list of things that you want in a home, and arrange it in order of importance. If you are buying a house with your spouse or partner, the two of you should sit down and create a list together so that both of your needs are met. It’s at this point that the art of compromise will come into play, as you debate issues such as the specific area that you want to live in, the type of neighbourhood that you both are looking for, the quality of nearby schools, the layout of your house, what you’re looking for in a garden, and most importantly, price.

It’s important to remember that once you start looking at various houses, the items on your list can change. You could rearrange the order of importance, you could add things that you hadn’t thought of or you could take things off that are no longer important. It’s ok to make changes, just ensure that the changes you do make are ones you want to make, and not ones you think you should make.

If you’re still not sure what you want in a house, as I am, Bickell suggests that you wander about different neighbourhoods and have a good look at the houses you pass. You may find that you like red face brick, and that you fancy the idea of a patio in the front but that a pool should really be kept at the back. You could find that you prefer a hedge to a precon wall, and that a straight paved driveway is better than a curved concrete one. Another good idea is to start paying attention to the various houses that you go in to, such as those of your friends, family, or neighbours.

A wish-list of characteristics you’re looking for in a home will help to keep you focussed on your many visits to show houses and will keep you on track and prevent you from getting flustered in the face of relentless marketing by estate agents. Buying a house is a stressful process. You want to make sure that you get exactly what you want for your money, after all, you are the one who’s going to have to live with it.

Recommended site:

http://www.homebuyinginstitute.com/house-hunting-article2.php

About the Author

Sandra wrote this article for the online marketers Trafalgar property managers leading specialists in property management, residential letting and property insurance.

Lacey and Wanda are happy to help homebuyers find their dream home. If this means you needing to sell your current home, doing intense searches for you, helping you with finances, negiotiating the right deal, getting your deal to closing, and getting you move into your new dream home we are here for you, making buyers and sellers homeownership dreams come true. Let us help you! Lacey 770-324-0113, Wanda 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20. Just begun your search or wanting to search 1000’s of possible dream homes, then visit: www.searchnicehomes or www.wesellyourhousefast.com . We look forward to working with you!

We cover North Georgia including, but not limited to: Bartow, Floyd, Gordon, and parts of Cobb, Cherokee, & Paulding Counties. We are licensed to sell real estate State-Wide in Georgia. www.searchnicehomes.com

Every morning I enjoy a green smoothie that leaves me full of energy all day long. The one I created this weekend was delicious. Here is the recipe:

2 bananas peeled

1 apple

2 cups of chopped kale

2 tablespoons of sesame seeds (full of Folic Acid)

4 pitted dates

2 tablespoons of dried shredded coconut

1.5 cups of water (more or less depending on how thick you like it)

ice if desired

Blend all together in a High Powered blender or mixer, pour, sip, and enjoy.

This helps keep me energized to keep up with the busy real estate market. For all your real estate needs visit www.searchnicehomes.com . Enjoy view 1000’s of homes in Georgia including foreclosures and HUD homes, play online games, read our blog, get buying and selling tips and request free information if desired.

 Author: Lacey Shanks

1.) First of all you must de-clutter. As much as we all love our stuff that doesn’t mean the buyer will enjoy the same delight for all our things as we do. If this isn’t enough of a reason to de-clutter before selling your home there is a bigger reason.

The bigger reason to declutter your home is to showcase it to the buyer. No matter how cute the collection of 101 dogs figurines are you don’t want potential buyers looking at all your “cute things” and leaving your house not remember that you also had a fireplace next to the curio cabinet full of dog figurines.

2.) Remember what attracted you to your house when you bought it? Was it curb appeal? Was it the big spacious garage? Was it the large open spaces? Whatever it was that attracted you, this will most likely attract the future buyer. Try to recreate that original appeal and make sure to make updates as needed.

3.) Make the repairs! Yes, those things you been meaning to do for ages. Clean out the storage shed, repair the tear in the pool liner, change out that loose banister railing, patch and paint that scratch on the wall, and repair that leaky faucet. You may be able to live with these things now, but will you be able to live with a major reduction in the price of selling your home to leave these things “as-is” and in addition even with a reduction in price so you can sell “as-is” you loose a good many of your buyers because most buyers are looking for Move-In Ready conditions and buyers don’t want to do the To-Do List you been putting off.

For more winning tips on how to sell your house fast visit our website: www.wesellyourhousefast.com

 by Stephanie Larkin

What is a short sale?

When the amount of a mortgage is more than the home is worth, the property may be a candidate for a short sale. A short sale is when the lender agrees to take less money for the home than the amount that is owed on the mortgage. The balance, technically, can be attached to the seller, so if you are considering a short sale it is important to work with an experienced real estate attorney.

A short sale may make sense for a seller if they must sale the home and the value of the property has dropped. A short sale may also make sense if your home is in or close to reaching default status or pre-foreclosure status. If the seller needs a way to get out from under a mortgage, due to unemployment, a divorce, a health crisis or death, a short sale is an option to consider. If the seller has assets, such as in savings or investment accounts, it will probably not be possible to negotiate a short sale with the bank.

Who benefits from a short sale?

The one person who loses the most in a short sale is the seller. While they do get out from under the stress and financial commitment of a mortgage, they will also walk away with nothing. Any equity in the home is gone. The bank, while agreeing to take less money than what is owed on the mortgage, still benefits from the short sale. Because short sales typically occur when a home is in danger of being foreclosed on, the short sale prevents the bank from entering into the foreclosure process. It also takes the home off of the bank’s hands. In a typical foreclosure, the bank has the responsibility of maintaining the property and getting it sold. With a short sale, the bank never has to take responsibility for the property. Those involved in the real estate transaction, such as agents, attorneys, appraisers and title companies, all benefit from the short sale. Although they may not receive their full fee when processing a short sale, they still make money from the process.

The biggest winner in a short sale is typically the buyer. By purchasing a home with a short sale, the buyer gets a home below market value. Because the amount that the bank will lend is based on the appraised value, when a home is purchased for less than that amount, a smaller down payment is required and PMI can be avoided. PMI, or private mortgage insurance, is a costly form of insurance that new home owners must purchase if they borrow more than 80% of the value of the home.

Disadvantages of Short Sale

Short sales can be a good decision for the home owner that cannot afford their mortgage, but they are not the answer to all financial problems. The Mortgage Forgiveness Act of 2007 states that the amount of debt forgiven by the lending institution can be considered income for the seller. Often, the lending institution will issue a 1099 to the seller, which means that they may be required to pay taxes on the forgiven amount.

Short sales also show up on the credit report. Although it would seem that a short sale is a better option than foreclosure, in the case of your credit history, they are the same. The short sale is listed as a pre-foreclosure that has been redeemed. The seller, regardless of how the rest of his credit history looks, will need to wait three years before getting a decent interest rate on a new mortgage.

Convincing the lender to agree

While lenders prefer a short sale to foreclosure, they strongly prefer that you pay off the amount of your loan when selling the home. It is up to the bank whether they will accept a short sale or not. The best way to convince the bank that a short sale is in their best interest it to prepare a package detailing the reasons you are considering accepting a short sale offer.

An estimate closing statement is the first step in convincing the lender a short sale is necessary. This statement should include the estimated sale costs, such as commissions and inspections fees, the unpaid loan amount and any late fees. If property values have dropped recently, leading to your homes value decreasing, ask your real estate agent to prepare a CMA, or comparative market analysis. The CMA shows homes in the area that are actively on the market, those whose sales are pending and homes that have been sold in the last six months. It will help strengthen your case for accepting a lower amount of money for your home. You should also include bank statements and other proof of income and debt, as well as a detailed hardship letter, which explains exactly why you feel it necessary to accept the short sale.

Short sales can be a good choice for buyers and sellers alike, but it is important to know what the drawbacks are before entering into a contract for a short sale.

About the Author

Stephanie Larkin is a freelance writer who writes about topics pertaining to the mortgage industry such as a Pennsylvania Mortgage

We can help you buy or sell a short sell. We have experience in the field and can work with homeowners, banks,  & mortgage companies to ease the process of a short sale and complete the real estate transaction check out our website where you can visit 1000’s of home listed in Georgia, as well, as foreclosures and HUD homes. www.searchnicehomes.com or www.wesellyourhousefast.com

Lacey Shanks 770-324-0113 Wanda 770-324-0114 Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20 

 by Brad Wozny

It seems like just about every one has the desire to invest in real estate now a days, but the truth is that there is a lot of information you need to know to be successful in the world of real estate investing. There are a lot of things you need to know before you become a real estate investor including how to find property below market value, how to get funding for a down payment, how to find a lender that will give you a mortgage, which type of mortgage to get, and more.An important thing to do before you become a real estate investor is to seek out the advice of other seasoned and successful investors. Many investors hold classes or seminars to impart their wisdom on beginners, for a fee of course. Some will even be willing to tell you about some of their methods before you become a real estate investor for free or even become your mentor. If you want to become a real estate investor you must educate yourself first to ensure that you will have the best chances of success and avoid failure that can result in losses or debt.

One of the most important things you will need to learn before you become a real estate investor is how to determine a property’s potential worth and how to determine the best course of action whether it is to rent a property out, to fix it up and sell it, or to hold on to it and sell it later as is. Knowing what to do with a property is important because the type of financing you should get is dependent on your goal for the property.

If you want to become a real estate investor you will also need to know how to find properties below market value. Getting a property at a great deal is the best way to ensure that you will profit. There are many ways to find below market values homes, either from foreclosure listings, at auction, or form other sources. You will also want to know how to leverage help form other professionals before you become a real estate investor. Real estate agents, contractors, lawyers, and mortgage brokers are all professional you will probably have to work with if you become a real estate investor and so you should learn how to deal with them and how to gain knowledge from their experience.

After you have armed yourself with knowledge and are ready to become a real estate investor, you should always start small with residential properties in your area to test out your new knowledge of the real estate market. The only way to find out if you will be successful at investing is to try, and starting small will give you experience without risking all of your money. If you want to become a real estate investor and be successful, you cannot expect to see large profits over night, but with time and patience the potential for large profits is there.

About the Author

Brad Wozny is a real estate investing expert. Let Brad show you how to connect with eager real estate investor buyers & sellers of investment properties. Access private money & creative lending resources. Read more about Brad on his Real Estate Blog and claim your FREE Strategic Real Estate Investment Manifesto.

Why not work with a Realtor who knows the area,Can give you solid proof of market value,Can help you gain access to the homes you need to see, help you make an offer, help to resale that property and begin your real estate investing career. We work with several investors and are able to help them with these needs a more. We are loyal to our clients that show loyalty towards us and we work hard for our investors. Please check us out online at www.searchnicehomes or www.wesellyourhousefast.com or call us Lacey 770-324-0113, Wanda 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext 14 or 20

We cover the Bartow, Gordon, Floyd, Cobb, Cherokee, surrounding counties.

To make all your home ownership dreams come true visit our website www.searchnicehomes.com or call us Lacey 770-324-0113, Wanda 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext 14 or 20.

by Ricardo d Argence

When you buy your own residence, you are taking the first step in building wealth by investing in real estate. Instead of making rent payments that pay off someone else’s property, it makes more sense to make mortgage payments to pay off your own. This way you not only are not only investing your payments in a property, you are able to take advantage of capital gains. A creative method of expanding your portfolio of properties is to periodically tap into the growing equity available in your primary residence.

After purchasing your own home, the next most common step in real estate property investing is to buy a rental property. By making a smart purchase, keeping our ongoing expenses to a minimum, and receiving valuable rental payments, you could profit from capital gains, and the rental income you receive may be used to continue paying your mortgage. As you gain equity in your property and pay down your mortgage, you will be in a position to purchase yet another property and repeat the process.

Successful property investment means managing risk by timing your purchase when the market has reached it’s lowest point. Simply put, real estate values will increase over time. If you are ready, you will surely profit by retaining property. Unless you are wealthy, you will need to take out a mortgage to buy real estate property. Property is the collateral that you use to secure a mortgage.

A mortgage allows you to purchase real estate with a down payment and repayment terms so that you do not have to pay the full value of the property immediately. If one decides to be delinquent on payments, foreclosure will find the neccessity for a judicial hearing that provides the borrower with certain forms of protection.

Real estate has historically offered investors far better returns than most other investment options. Current bank practices ask only for a deposit of ten percent for you to acquire property, though you must also show that you can support the monthly payments. You are in an excellent position to realize handsome profits if you purchase wisely. In fact, real estate has traditionally returned substantially more than average stock market investments over time.

Along with accumulating money for the future, real estate investing may provide tax benefits. Talk to your tax professional to inquire about certain tax benefits you are qualified to receive.

Prices in real estate investing are flexible and this makes it more advantageous compared to stock market investing. In real estate, you as the buyer can offer a price lower greater or lower compared to the price (occasionally a lot). Stock market prices are set and do not allow you any room to move. As a result, you can sometimes get excellent property buys when the seller needs to sell quickly and is prepared to accept your offer.

It is a wise choice to invest in real estate because it offers phenomenal long term returns and often times some gains in the short term. One can start on the small scale with only a ten percent deposit on an affordable property and slowly gather more investments in their property portfolio. Real estate investment is generally a safe pathway to personal wealth and retirement funding as long as you behave conservatively and wisely.

About the Author

La guia inmobiliaria donde seguro encontrara lo que busca. Departamentos, terrenos y casas en venta en Mexico, Puebla y otros estados. Factura electrónica.

For reliable information on real estate visit www.searchnicehomes.com

 by sas_dr_ahmed_anies

Be aware of a recently identified email based scam that seems to have leveled its interest at the online real estate industry. At this point we don’t know weather it is a relatively innocent attempt to gather personal information, identity theft or if the ultimate plan is significantly more sinister.These humans verve through online listings and witting interest on a property listed for sale. The primeval inquiry is pleasing standard and innocent. Something homologous - “Hello Seller, We are enticed monopoly buying your property. Stir up back to us via e - mail if still available. Have a remarkable weekend. ” or “Hello Seller, We are undoubted struck pull your property placed for sale. Strike back if still available for us. Have a peachy day”.

The succeed up email gets largely more specific, and has a series of numbered questions - some are real estate related, others are significantly more personal.

Here is a series of questions by the bogus buyer as pulled from an actual follow up email - Questions 7, 8, 9 and 10 are particularly troubling and invasive.

1. Whats the firm price?

2. Is the property originally painted?

3. What major repairs has been done?

4. How the property has been maintained.

5. Any records available?

6. How many owners?

7. Insurance certificate if any?

8. When did you buy the property and why do you want to sell it?

9. Are you a US citizen?

10. The property and the ownership is on whose name?

Even after refusing to provide answers to questions 7, 8, 9 and 10 the scam continues….

Rev Martins Hord wrote:

Greetings!

We had accepted your price which is 218, 900. we will be making a deposit of $40, 000 to you for the property. We had made out a certified check of $40, 000 then the balance of $10, 000 is for our broker for his trip to your states for property inspection and other necessary renovation and welfare. So you ‘ re required to deduct the deposit of $30, 000 and send the balance of $10, 000 to my friend who is presently in united state and he is also a broker that based in United Kingdom via money gram money transfer to enable him offset other necessary arrangements. I told me everything regarding the property and he has promised to help me. Once the broker meets you and inspects the property. Your remaining balance will made available for you.

Just consider the property under contract for now and hold on for the arrival of the broker. You are advise to confirm this listed information stated below for the delivery of your payment via courier service mail to your address

Legal Name:

Address:

Cell Phone Number:

Home Number:

It is required for check payment to be delivered direct to you; this is for security reasons, again that I am paying directly to you in person and for easy communication b / w both of you.

Regards, Rev Martins

Did you spot the “RED FLAGS”?

How to avoid this particular and other related email scams…

1. Do not, under any circumstances, hand out personal information - it is not necessary until closing.

2. Insist on speaking directly - most of these types of scams are exclusive to email.

3. Understand that 99. 9 % of residential buyers are going to personally view a property before they start talking money let alone make a full asking price offer.

4. Beware of “Overseas” buyers - email addresses are usually not USA based and most of these scams are based overseas to avoid persecution in USA.

5. Most Importantly - remember the old adage - if it sounds too good to be true - it likely is!

About the Author

visit best scam forums : http://www.no-scam.com

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Visit here for more info on Business

Wanda and I were out on appointments this morning. We drove by the old Ford dealership in Adairsville. It was soo sad to see it closed up. Mom said: “that is such a shame. That has been there such a long time and was a major part of Adairsville economy.”

But we concluded with the fact that maybe something better is in mind for this place and I am anxious to see what will invest in it’s place. Anything that goes in that spot is bond to do well. It’s an awesome spot in Adairsville with a history of many years of successful business.

If you are looking to buy or sell a home or business in Adairsville or surrounding areas please let us know, we can help. www.searchnicehomes.com Lacey 770-324-0113, Wanda 770-324-0114, Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20

Yes they do! We have heard many agents say: “well I only do virtual tours on my mansion listings”. Well we disagree. Every home needs to be professionally marketed. Wanda and I have developed a winning marketing plan that works no matter if you are selling a property worth $100K , $300K, $1M, and so on.

We believe that each plan must suit the home, so one plan will not work for all, but professionally marketing and service will. We customize our marketing plan to suit each home we list, without short cutting the lesser dollar homes.

If you would like to see what our marketing plan has to offer and what services and personality we can bring to the sell of your home give us the opportunity to present our plan.  You can visit our website www.wesellyourhousefast.com to learn more about us.

We are fully capable and ready to work for you no matter the price tier of your home. We have a unbelievable sphere of influences in all circles of people. Give us a call today at 770-324-0113, 770-324-0114, or Coldwell Banker Kinard Realty 770-877-3393 ext. 14 or 20 and ask for Lacey or Wanda.

Our area of service is Bartow, Gordon, Floyd, and some areas Cobb, Paulding, Cherokee and surrounding Counties. Included in these counties are: Adairsville, Cartersville, Calhoun, Rome, Rydal, Ranger, White, Cedartown, Armuchee, Kingston, Cassville, and surrounding areas.

Sometimes buying or selling a home can be so much work. Lacey and Wanda are here to make your buying and selling process less like work and more like fun. Buying or selling a home is one of the biggiest investments of your life. We heard a recent statistic and 60% of a person wealth comes from their home. That is amazing. To demostrate our commitment to helping you through the buying and selling process we are constantly trying to improve.

To add a little fun to our website and provide you with some real estate education in the mix we have added a game section. One of my favorites is Mansion Impossible, but there are many to choose from. One of the games towards the bottom of the page is Second Life. This is really cool. It’s and online 3-D virtual world where you can go and visit Coldwell Banker and buy and sell homes, and land. An agent there can fly you around in a helicopter to view properties, or you can go by boat. Check this section out at: Play Games.

We have also added a NEW and improved privacy policy and other web related policies. To view our policies visit: Our Policies

 We are constantly trying to add new, originial, and fresh content to our website. If you have a suggestion please let us know.

If you are looking to buy or sell a home in the Adairsville, Cartersville, Calhoun, Rome, or surrounding areas of North Georgia please let us know. We are full-time, full-service mother and daughter real estate team. Visit our site at www.searchnicehomes.com or www.wesellyourhousefast.com . Coldwell Banker Kinard Realty

Whether you’re ready to settle into your first home or looking to buy your fifth; are moving cross-country or cross-town, it’s smart to identify which attributes of a new home are most important to you. Be sure to sit down with your real estate agent and discuss your needs and wants for your new house. Here are five topics to think about when buying a home:

4) Community Details

For all your real estate buying or selling needs visit www.searchnicehomes.com , all of North Georgia’s best real estate. Lacey Shanks 770-324-0113 or Wanda Bline 770-324-0114 Coldwell Banker Kinard Realty 770-877-3393 ext 14 or 20

To Sell your house visit: www.wesellyourhousefast.com

Thinking of selling your home? Before you place the “For Sale” sign in front of your house, there are a few things you should consider in order to maximize your home value and make the sales process smooth and efficient. Be prepared to discuss the following subjects with your real estate agent when you’re ready to sell your home and you’ll be one step ahead in the market.

1) Best Time of Year to Put Your House on the Market

Conventional wisdom dictates that spring is the best time for selling a home. The weather is getting warmer, the school year is coming to an end, and people who have just received their tax refunds may now have extra cash to use for a down payment on a home. However, since not everyone can sell a home in the spring, here are some other seasonal factors to consider. According to annual home sale data from the National Association of Realtors, the slowest selling months of the year are typically January and February, since fewer home sales occur during the holidays. In spite of this, with less competition in the marketplace, you may be able to ask for a higher price for your home, or a quicker closing. Additionally, temperate locations like Florida and California don’t see the seasonal fluctuations in the housing market, where house-hunters are almost always looking. And a late winter or early spring in the Northeast may extend the typical “selling season.” These seasonal variations, as well as a variety of local factors, will all influence the housing market in your area. Be sure to talk to your real estate agent regarding the current state of the market and how it will affect the sale of your home.

2) Open House Strategy and How to De-Clutter

At an open house, first impressions count, so you’ll want to enhance your home’s perceived value. Make your home inviting by taking care of bothersome minor repairs; clean bathroom and kitchen counters and clear them of dishes and clutter. Arrange storage areas neatly and put unused items in a closet. If you have pets, consider having a neighbor watch them for the duration of the open house. It’s a good idea for you to be absent during the open house, also. If you must be present, let your agent do the talking.

Decorate your home to sell by arranging the furniture to look as spacious as possible. Add color and fragrance to any room with fresh flowers. Lastly, don’t forget the outside of your home. Put away all gardening equipment and neatly arrange outdoor items like firewood or furniture. Even take a hard look at your mailbox and make sure it reflects the value and character of your home.

3) Features to Accentuate

While you may have long determined which aspects of your home you love, having a fresh set of eyes assess its best features is a smart idea. If you’re considering selling your home, take the time to walk through it methodically with your real estate agent. Together you can determine which features of the home should be accentuated. Does your home have a wonderful view? Make the most of it by sprucing up window treatments and arranging furniture to draw the eye toward the windows. Perhaps the location of your house is truly incredible. Your real estate agent can help accentuate this feature in sales and marketing materials.

4) Desired Price and Bottom Line Price

It’s great to shoot high, but when determining your home value, it’s also important to identify your bottom line. By assessing recent home sale statistics in your area, your real estate agent can recommend an appropriate target price range. Working with your agent, you can set an initial asking price, as well as privately determine the absolute lowest price you would comfortably accept for selling your home. By crunching the numbers and setting parameters early on, you can avoid emotional rollercoasters during the process of receiving, countering and accepting offers.

5) Disclosures

When selling your home, you may be obligated to disclose problems that could affect the property’s value or desirability. In most states, it is illegal to fraudulently conceal major physical defects in your property, such as a basement that floods in heavy rains. And many states now require sellers to take a proactive role by making written disclosures on the condition of the property. Ask your real estate agent for the particular laws of your state.

The staff at Coldwell Banker Real Estate LLC writes select articles about important topics related to real estate. For more information about buying a home or selling your current property, visit ColdwellBanker.com today.

For all your home buying and selling needs check out www.searchnicehomes.com or www.wesellyourhousefast.com Lacey Shanks & Wanda Bline 770-324-0113 or 770-324-0114 Coldwell Banker Kinard Realty 770-877-3393 ext 14 or 20 www.kinardrealty.com